Founded by CEO Stephen Sheinbaum in 2005, Merchant Cash and Capital is an alternative financial company which focuses on raising money for small to medium sized businesses. While many SMBs have a difficult time fundraising and have limited access to capital, Merchant Cash and Capital takes an alternative approach to funding by working with merchant processors to send interest payments directly to lenders directly from gross revenues, rather than focusing on net income or other metrics.
Watch the video below to learn more about how Stephen Sheinbaum’s Merchant Cash and Capital helps small to medium sized businesses:
As opposed to the traditional financial system, Merchant Cash and Capital doesn’t require any collateral for borrowers. Conventionally, borrowers are required to have valuable assets such as real estate or stock portfolios to put up as a guarantee. Merchant Cash and Capital also expedites the application process for SMBs, with the entire application process only taking a couple of days.
Interested in learning more? Click here to view the entire interview with Stephen Sheinbaum and Stephen Saber.